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Finance: Buy your Research Paper

Finance: Buy your Research Paper

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Analyze the financial performance of your firm and, using historical financial statements for the last 5 years. Examine any relevant trends within your company over the past five years and compare your firm’s performance to the industry wherever possible. Focus on ratios that seem most relevant to the firm/industry, although you should look at ratios in each of the ratio groups. Since the definitions of some ratios vary by source and since sources such as finance.yahoo.com often combine numbers to simplify things, you need to calculate these ratios yourself. Morningstar provides this data in downloadable format for the past five years. Consequently, while the above analysis should be discussed in a text document (not more than two pages), you should also turn in ONE spreadsheet that includes:


  1. A copy of the balance sheets and income statements from Morningstar for your company for the past 5 years. Ratios should be calculated directly within this spreadsheet, using cell formulas linked to the financial statement data, so that we can see exactly how each ratio is being calculated.


  1. Some data is occasionally missing from the Morningstar download, in which case you might have to verify data in the company’s annual reports.


  1. Include DuPont analysis for your firm


  1. The definitions of the ratios that you used.

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Essay help-ECON2233 Individual Homework 1

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ECON2233 Individual Homework 1
(Due on Mar 17 Friday, by 12 noon)
10 points, equivalent to 5% of the unit’s assessments
1. Julio receives utility from consuming pizza (P) and movie (M) as given by the utility
function (,) = √, where P and M denote the amount of pizza and movie
Julio consumed. The marginal utility Julio receives from pizza and movie are given
as:      =


. The price of pizza and movie are given as      = 16
= 8, Julio has an income of $96.
Show the derivation process that leads to the final solution for all parts of question.
a) What is Julio’s optimal bundle of pizza and movies that maximizes his utility?
And draw Julio’s indifference curve and budget constraint in a diagram and
identify the optimal bundle. Please show quantity of movies on x-axis and
quantity of pizzas on y-axis. (2 marks)
b) Holding the price of pizza and Julio’s income unchanged, what’s his new optimal
bundle when price of movie rises to $12? What’s his new optimal bundle if price
of movie falls to $6? Draw his new budget constraints in the previous diagram for
both scenarios and identify the optimal bundles. (2 marks) Derive the demand
curve for movies in a new diagram accordingly. (1 marks)
2. Jim spends most of his time in Coffee Club in Perth. Jim has $24 per week to spend
on coffee and muffins. Coffee Club sells muffins for $4 each and coffee for $2.40 per
cup. He consumes cups of coffee and muffins per week.
a) Draw Jim’s budget constraint and label the axis properly. (1 marks)
b) Now Coffee Club introduces a frequent-buyer card: for every five cups coffee
purchased at the regular price of $2.40 per cup, Jim receives a free sixth cup.
Draw Jim’s new budget constraint. (2 marks)
c) Does the introduction of the frequent-buyer card necessarily encourage Jim to
consume more coffee? Show how your answer depends on Jim’s preference map.
(2 marks)
Please typewrite your answers. You should attempt to draw the graphs in MSWord or similar
word processing software. Label your graphs. If you absolutely cannot draw graphs in
software you can draw them by hand, ensure they are very clear, take a photo/scan and insert
them in your MSWord file. Writing all of the assignment by hand and scanning it in is not
appreciated – you should at least type in your non-graph parts of the answers.
Save a copy of your assignment as a backup.
Convert your assignment into a pdf file and upload them in the Assessments > Assessment 2
(home work 1) > Online Short Answer Homework link on LMS. You can submit only once,
so go over your work thoroughly before you pdf it and upload it.

Buy your research paper-Financial Analysis.

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Financial Analysis.

Review the most recent annual reports for each of the two companies to gain an understanding of each company’s products and services, the markets they serve, and their financial performance.

Complete a financial analysis to determine which of the two companies is the better performing by looking at the most recent full-year financial reports.

A good performing company is one whose returns are better than the industry average over a long period of time. Look at a metrics such as return on invested capital, free cash flow, sales growth, profit growth, and return on assets).

A company with superior financial performance, generally has consistent annual revenue and profit growth; high profit margins; high sales per employee; high sales per square foot of floor space (retail or manufacturing); high inventory turns, and a strong balance sheet.

Good financial performance is the result a good business strategy that is executed well and often includes: investments in appropriate technology; visionary leadership; talented and dedicated employees; a customer focus; having and maintaining a competitive advantage, and a strong focus on strategic goals.

Based on your conclusions from the facts as presented, explain why the better company achieves better performance than its competitor.  What does the company do well to achieve the superior financial performance?  What can they improve on to even do better?



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Financial Comparisons
Metric Company 1 Company 2
Profit Margin 4.39% 1.45%
Return on Assets 8.57% 6.22%
Return on Equity 23.0% 36.6%
Debt to Equity 0.71 2.11
Return on Invested Capital 18.6% 21.7%
Earnings Growth (3yr. avg.) -1.7% +15.4%
Revenue Growth (3 yr. avg.) 4.2% 2.7%
Inventory Turns 8.3 15.0
Sales/Square Foot $437 161
Sales/Employee $218,400 $277,328
Net Income/Employee $6,876 $7,243
Free Cash Flow $7.4 bn $0.86 bn


Company 2 has overall better financial performance as its Return on Invested Capital is 21.7% compared to 18.6% for Company 1. If you were a shareholder, your return potential would be better with Company 2.  Company 2 also does a better job in managing its inventory and has more productive employees (sales per employee). Company 1 has better asset utilization with higher sales per square foot. Company 2 has more productive employees with higher sales and net income per employee.

Company 1 does better in profit margins and operating margins and sales per square foot, and generates more free cash flow.

Company 2 is faster growing in earnings (15.4% per year), and does a much better job with inventory turns (15.0 vs. 8.3). If Company 2 could lower their floor space or increase their sales with the same floor space, they would improve their sales per square foot and thus improve their profit margins. This would also help generate more free cash flow as it would reduce the investment required in facilities.



  1. The APA writing style format uses 12 pt. font size, Times New Roman type style, double-spacing, and requires a title page, title headings for sections of the paper, citation of references used in the body of the paper, and a separate references page at the end of the paper.


  1. The length for papers is to be between five and seven pages (excluding title page, abstract, and reference page). Papers generally shorter than this do not adequately cover the topic.


  1. An abstract is required for all papers, and should include statement of problem or issues that the paper addresses; the method of analysis; the results or findings; and main conclusions and recommendations. Abstracts should be brief but complete.
  2. All papers must include a minimum of four (4) appropriate and credible outside references. The course textbook can be one of the references if it is used. Sources need to be credible and copying from sources is not permitted. If material is quoted directly from a reference source, the source must be cited in the body of the paper as well as on the reference page.


  1. Examples used to illustrate points in papers should not be taken from the course textbook or from any previously ones used in class or from other class assignments.


  1. All papers should have section headings for each of the major sections of the paper, and include as a minimum of an introduction (explaining the purpose of the paper and how the topic will be covered); an analysis section or sections, detailing the analysis of the case, the topic, or the problem; a conclusions section where the conclusions are made based on the analysis; and a summary section, where the key points of the paper and any conclusions drawn in the paper are summarized.
  2. Make sure that the hyperlinks are removed from any web sources on the reference page and in the body of the paper, and that the papers are spell and grammar checked before submitting.

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Buy your Custom Essay-EG-260 Continuous Assessment 1

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 EG-260 Continuous Assessment 1

Warning: Failure to follow these instructions will result in zero mark for the entire assessment. These instructions are purposefully very detailed and highlight common mistakes that have been seen in the past. My goal is to make sure that you communicate your answers to this assessment in the correct manner so that I can assign you the correct marks. It is therefore crucial that you read, understand and follow these instructions.



  • This assessment must be solved and submitted individually. The submission deadline is:


23.59 on Thursday 9 March 2017


  • Use numerical values for the parameters corresponding to your student number from xls file available on blackboard.



  • Solve all of the questions in this assessment using the parameters that are assigned to your student number. Remember: Each answer that you will obtain WILL be a numerical value. When solving the questions, maintain highest possible decimal points. Your final answer should be rounded to 4 decimal places (done automatically in the xls file).


  • Download the empty answer file (xls) to your computer from the Blackboard page. This is the file where you will enter your answers to the questions. The only change that you should do to this file is to enter your answers and to save it! Do NOT rename this file. Do NOT change the file format, for example to .xlsx. Do NOT change the internal formatting of the file. Do NOT change or add new sheets to the file. Your task is to simply enter ONLY numerical values for your answers to this file and save it! Do not put units as they are already in the questions. Do NOT enter ANY non-numerical characters (such as “2*10^2”, “10e4”) or incomplete calculations such as “2×2” or “2*100” or “50/3 – 100”.


  • Submit the Excel file (xls) in Blackboard.


  • IN ADDITION to the xls file, you MUST submit a SINGLE file containing the supporting work. This file should show how you have solved the problems. This is the evidence that you obtained the numerical results yourself. You can type your solution in WORD or SCAN your handwritten work. Either way, submission should be a PDF file. Remember, this FILE NAME must be MySolution.pdf. Do NOT submit separate files for different parts of your solution. Avoid JPG, TIF or other image files if possible.


  • Numerical answers in both files must agree with each other. In case of any discrepancies, the answers in xls will be used for marking.


  • Unlike the final exam, no method marks is available for this assessment. You have to get correct numerical values and enter it correctly as described above. This is because, unlike the final exam, you have one full week to solve the two problems.


  • Please submit the two files ONLY once.

  • Question 1: An inverted pendulum oscillator of length L [m] and mass m [kg] is attached by springs. Two springs of stiffness values k1 and k2 [N/m] are arranged in parallel and series respectively as shown below:


Important: The values of L, m, k1 and k2 in SI units are given for your student number in the excel file CA1_Parameters.xls. Use an equivalent spring in deriving the equation of motion and consider the weight of the mass. Take gravitational acceleration constant as 9.8100 [m/s2]. All answers must be in numerical format and in SI units.


Case 1: springs in parallel                      Case 2: springs in series

  1. Calculate the equivalent spring stiffness for case 1 and enter the numerical value to the designated cell in the Excel file.                                     (5 Marks)
  2. Calculate the equivalent spring stiffness for case 2 and enter the numerical value to the designated cell in the Excel file.                                                               (5 Marks)
  3. Assuming the rotation is small, obtain the equation of motion. From this, calculate the natural frequency in rad/sec for case 1 and enter the numerical value to the designated cell in the Excel file.              (15 Marks)
  4. From the equation of motion, calculate the natural frequency in rad/sec for case 2 and enter the numerical value to the designated cell in the Excel file. (15 Marks)
  5. Assuming k2 = 2k1, obtain the value of k1 (in N/m) for the system to be stable for case 1 and enter the numerical value to the designated cell in the Excel file. (5 Marks)
  6. Assuming k2 = 2k1, obtain the value of k1 (in N/m) for the system to be stable for case 2 and enter the numerical value to the designated cell in the Excel file.      (5 Marks)




Question 2: A vibrating system consisting of a weight of W [N] and a spring stiffness of k [N/m] is viscously damped such that the ratio of any two consecutive amplitudes is 10 to y. Determine:


  1. Log decrement () and enter the numerical value to the designated cell in the Excel file.                        (10 Marks)
  2. Damping factor () and enter the numerical value to the designated cell in the Excel file.                   (10 Marks)
  3. Damped natural frequency () in (rad/sec) and enter the numerical value to the designated cell in the Excel file.    (15 Marks)
  4. Damping constant (c) and enter the numerical value to the designated cell in the Excel file.                (15 Marks)


Hint: The values of W, k, and y in SI units are given for your student number in the Excel file CA1_Parameters.xls. Take gravitational acceleration constant as 9.8100 [m/s2]. All answers must be in numerical format and in SI units.


Reminder: Failure to follow the instructions will result in zero marks even if you obtained correct answers! For the sake of fairness, no exceptions will be allowed. Unless you are ABSOLUTELY sure that your submission is according to the instructions, please do not upload it in the blackboard.


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Need help-EE 777K: POWER SYSTEMS PROTECTION  Graduate Student(s):      Undergraduate Student(s):  Name and myWSU ID of group members:
Last Name First Name MyWSU ID
Objective:  As an engineer, you should be able to understand new technologies quickly and communicate the information to both technical and non-technical colleagues. As graduate students, you should have the skills to do RESEARCH on any topics. This research project should help you further develop these skills.
Expectation:  Select a topic related to CURRENT technologies in the wide area of power system protection. You can choose a topic from the given list or find a suitable topic. The report may be written about a technology itself or about applications of a technology. Selection of the topic is an important part of this assignment. Once you have decided on the topic you want to do an extended search in gathering information. You could use WSU library to browse electric power related publications (e.g. IEEE spectrum, IEEE Power Engineering Review, IEEE Trans. on Power Delivery, IEEE Trans. on Power System, IEEE trans. on Smart Grid, Electrical World, Transmission and Distribution, Power, and other magazines covering electric power issues). You are encouraged to use web search engines (e.g. google, wiki, ask, yahoo, etc.) and websites (www.epri.com, http://www.doe.gov, http://www.ieee.org, etc.). Confirm that your selection is current and relevant.    Get familiarized with the interlibrary loan facility at WSU library. This could be the ideal source for most current information if the full text is not available online. The process can take up to two weeks. You are presenting this to your client. They need specific information that will allow them to make a decision and then begin to develop applications of the technology.  They will not need history or fundamental engineering formulas. The history or fundamental engineering relationships formulas, etc. are NOT important.  Make sure your presentation conveys the vital information about the technology. Pictures can presents lots of words.
Group Members:  Graduate students may work in groups up to two; Undergraduate students may work in groups up to three.
Deadlines:  The schedule for the research report is as follows: Dec. 1st to Dec 8th, 2016  Presentation for research topic Dec. 13th, 2016:   Final report due.
Late submissions will NOT be accepted.
Plagiarism:  Paper should be written in your own words. Directly copying any information (text, figures, equations, etc.) from any source without attributing it to the source is considered as plagiarism. Any form of plagiarism will result in getting ‘0’ for the assignment.
Guidelines for paper:  Using Microsoft Word. Page limits: Min 4 pages; Max 8 pages.  Using IEEE guideline for preparations of papers is required. Using blackboard for submitting the assignment.
Guidelines for presentation:  Use Microsoft PowerPoint.  Each student/group will be given 10 minutes to present, 5 minutes of question time.
Declaration:  To receive a grade for this assignment you must sign on the following. Note that any form of plagiarism will result in student getting zero for the assignment.
We did not collaborate with anyone on this assignment but my group member and the instructor:
Name:   (1)___________________ (2)____________________ (3)_________________________
Signature: (1)___________________ (2)____________________ (3)_________________________

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Complete Part I of Stories of Transformation Leadership in the Human
Services. Please include readings from weeks one and two. Make sure you are referencing the actual agency and not the Alliance Group. This would be the agency ran by Allison Smith.

Write a 1,050- to 1,400-word paper that addresses the following:
Are the staff in this agency self-aware? Why or why not? Provide examples.
How do the staff members perceive the work they do? How is this perception affecting their relationship with each other? How might it be harmful to clients? Provide examples.
Based on the readings, how would you define personal values? What values do the staff of this agency hold? Are these values a good match for quality human services work? Explain.What belief system or systems do the staff adhere to? What are some beliefs that can be improved on or changed to create a better work experience, while maintaining quality in services delivered?
Format your paper consistent with APA guidelines.

Click the Assignment Files tab to submit your assignment.

Transformation Leadership in the Human Services

Are the staffs in this agency self-aware? Why or why not? Provide examples.

Self-awareness is a very important virtue in any agency or organization. In fact, it enables a person to acknowledge and understand what he or she feels. Personnel in an agency should show self-awareness as they render services to clients. As a result, they can easily recognize their feelings and the impact those feelings have on others. The staff in Allison Smith agency is self-aware since they understand the problems that the agency faces (Burghardt & Tolliver, 2009). The agency operates based on the philosophy of ensuring the clients and staff learns the ethics of self-care. The philosophical techniques comprise of dialogue, contemplation and listening. The staff must portray good conduct at all times especially when serving clients. Regina, for instance, informs Nick that she understands the problems that the agency is undergoing. She is aware that Allison has failed to plan about the future of the agency.

The agency is a non-profit organization thus the need to plan the use of funds in a proper manner. Despite the self-awareness portrayed by the staff, the management considers itself unable to make good decisions. This causes arguments to arise in a meeting that was intended to determine the effective use of the funds (Aarons, 2006).  Ritchie, a client overheard Alfred and Shondelle arguing and decides to knock the door in order to remind them of the rules. He tells them the essence of politeness as an inexpensive virtue. The agency philosophy makes people to realize that caring for oneself is necessary in the entire lifetime. The inability of the staff in the agency to follow self care may cause bad results in most areas of the organization (Burghardt et al., 2009). As a result, misunderstandings will ensue between clients and staff.

How do the staff members perceive the work they do? How is this perception affecting their relationship with each other? How might it be harmful to clients? Provide examples.

The short story “Salt and Pepper in the Pot” demonstrates the level of individualism in terms of staff perceptions towards work. For example, the meeting involves impolite words such as “you people” and “I can handle my department without any assistance.” These statements show the unhealthy relationships between the staff at the workplace.  In fact, most of them feel content in their own capacity and consider the contribution of others as unnecessary. Most of the professionals in the meeting have a perception that their work is strenuous and difficult. Burn out is a contributing factor towards the arguments that arise in the meeting including the comments related to budget cuts (Burghardt et al., 2009).  Allison Smith has failed to exude confidence among the staff members due to her inability to make decisions that will steer the agency in the right direction. This shows the poor relationship she has with the staff thus the frequent conflicts during meetings. Allison did not express her commitment towards the agency. As a result, she publicly declares her inability to make good decisions about the future of the agency thus making staff members develop feelings of uncertainty. Staff members could be arguing over the negative perception they have towards each other rather than the funding of the agency.

The meeting was about applying professionalism to establish how the agency and the departments would continue to function. Regina, the supervisor has odd perceptions towards the team especially Nick. She considers economic status and race as the contributing aspects to conflicts at work. Unhealthy perceptions and separation among colleagues are the cause of Regina’s negative reaction or attitude towards them (Burghardt et al., 2009). Poor perceptions among colleagues affect productivity especially in handling clients since they do not get all the attention they require. The team in the agency is not working towards a greater cause. In fact, the burn out shows the detrimental effect of the professionals towards the care that should be offered to the clientele. The inability to work collaboratively and offer proper treatment to clients is, therefore, associated with a lack of self-awareness and perception (Garman, Davis‐Lenane & Corrigan, 2003).

Top of Form

Based on the readings, how would you define personal values? What values do the staff of this agency hold? Are these values a good match for quality human services work? Explain.

Personal values dictate the behavior and perception of someone towards others. According to the readings, personal values resonate with the manner in which the operations at the agency are undertaken. Personal value is the ability to handle client’s requirements to their satisfaction while considering the views of others as necessary (Burghardt et al., 2009). The agency can be successful when the staff works collaboratively through idea-sharing in an effort to achieve the objectives.  The staff is always arguing about concerns that should be treated with the prudence it requires. The funding of the agency depends on proper decision making that will ensure its success in the future. The lack of perception and good attitudes among staff members is affecting the personal values of the agency. In fact, they are derailing the progress of the agency since everyone wants to be independent-minded.

Regina, for instance, considers collaboration difficult since the team members want to work on their own. Nick is already accusing Allison for the poor management of funds instead of helping to find a lasting solution to the woes in the agency. The clients are also involved in the wrangles as they are caught between the resolution of the management and that of the staff. The staff of the agency holds negative values such as impoliteness, insults and false accusations since they do not believe in each other’s work. Rather than working towards a common goal, they keep arguing in meetings as everyone strives to pursue individualism (Manning, 2003). These values have a negative impact on the quality of human services work. Clients believe that the staff should act as their role model by behaving morally and addressing their concerns with integrity. However, this is not the case since they keep arguing and faulting each other over funds that should care for the wellbeing of the clients.

What belief system or systems do the staff adhere to? What are some beliefs that can be improved on or changed to create a better work experience, while maintaining quality in services delivered?

The staff believes in the spirit of individualism in attending to clients. The conflicts in the meetings they attend are attributed to the lack of harmony among the staff members. They do not engage each other in agency activities and have instead chosen to criticize their colleagues in one way or another.  The staff believes that working at an individual level yields more results and prevents contradiction. Decision making is done on individual grounds rather than a group. The perceptions they have towards each other is not conducive for the agency (Burghardt et al., 2009). The agency should be attuned to the spirit of service to clients without arguments with regards to funding and other agency concerns. Although the staff comprises of different personality traits and attitudes, it is necessary that collaborative effort is acknowledged for the success of the agency. The lack of open-mindedness is also evident in the agency since Allison fails to involve the staff on matters of funding. The chaos in meetings is attributed to the inability to account for funds and the need for adequate planning for the future of the agency. The arguments among the staff demonstrate the belief that issues cannot be resolved in a polite manner without quarrelling.  The management under the leadership of Allison Smith is unable to make good decisions about the future of the agency. The belief in this case, is the lack of necessary mechanics to help with the budgeting for future of the agency.

The agency should improve on the individualistic aspect at the workplace so that the staff can work collaboratively towards a common goal. Regina will not be able to supervise the team unless there is collaboration or collective effort among the teammates. Allison should also engage the staff in the decisions regarding the funding of the agency. The involvement will reduce the conflicts and arguments during meetings. As a result, everyone will be working towards a consensus that seeks to create a better working environment for the staff (Mary, 2005). It is necessary for preparedness to prevail in the agency for the purpose of ensuring there is awareness about what goes on. Besides, the staff should realize that without the ethical guidelines that relate to dealing with clients, the agency will not operate as expected. Client interest should be safeguarded since they showcase the essence of the agency’s existence. The staff should acknowledge that clients are looking up to them as role models. As a result, they should portray themselves as worthy at all times. The clients need to be encouraged that the staff comprises of a strong team that can easily handle their grievances to satisfaction.


Aarons, G. A. (2006). Transformational and transactional leadership: Association with attitudes toward evidence-based practice. Psychiatric services57(8), 1162-1169.

Burghardt, S., & Tolliver, W. (2009). Stories of transformative leadership in the human services: why the glass is always full. Sage.

Garman, A. N., Davis‐Lenane, D., & Corrigan, P. W. (2003). Factor structure of the transformational leadership model in human service teams. Journal of Organizational Behavior24(6), 803-812.

Manning, S. S. (2003). Ethical leadership in human services: A multi-dimensional approach. Pearson College Division.

Mary, N. L. (2005). Transformational leadership in human service organizations. Administration in Social Work29(2), 105-118.

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Help-Economics Questions

Help-Economics Questions

Suppose we have an economy with three individuals, each with the following utility functions and budget constraints:

Person 1: u(X1, X2) = X10.25 * X20.75 subject to 4X1 + 2X2 = 50

Person 2: u(X1, X2) = X10.5 * X20.5 subject to 4X1 + 2X2 = 75

Person 3: u(X1, X2) = X10.75 * X20.25 subject to 4X1 + 2X2 = 100

  1. For each individual, graphically depict the utility maximizing allocation of X1 and X2.
  2. What is the total social welfare in this economy using a Utilitarian social welfare function?

Who is the worst-off person in this society?

  1. Suppose the government wants to increase social welfare and taxes the most well-off person $25 and redistributes that income to the worst-off person.
  2. Depict how the utility maximizing decision changes for each person in the economy under this scenario.
  3. Discuss the relative magnitudes of the income and/or substitution effects due to the policy.

iii. How has social welfare changed as a result of the policy?

Help-Economics Questions

Need Help-Biology

Need Help-Biology

Discuss Osmosis (e.g.,describe the process, describe sub-groups of osmosis,

discuss how osmosis works, discuss the category (s) of transport it belongs to, discuss what it transports, etc.,)

– 1 or 2 pages

– Proper heading, name, date, course

– Double spaced

Need Help-Biology

Homework Help-Math

Homework Help-Math

  1. How long will it take $10,000 to reach $50,000 if it earns 10% interest compounded semiannually?
  • 17 years
  • 33 years
  • 5 years
  • 5 years


  1. You require an 8% annual return on all investments. You will receive $1,000,

$2,000, and $3,000 respectively for the next three years (end of year) on a particular investment. What is the most you be willing to pay for this investment?

  • $5,022
  • $2,577
  • $6,000
  • $4,763


  1. Your partners have promised to give you $25,000 on your wedding day if you

Wait 10 years to get married. Your sister is getting married today. What amount should she receive in today’s dollars to match you gift? The appropriate discount rate is rate 12%.

  • $8,049
  • $10,000
  • $22,321
  • $25,000


  1. You want to start saving for retirement. If you deposit$2,000 each year at the end

Of  the next 60 years and earn 11% on the investment, how much will you have when you retire?

  • $792,000
  • $1,048,114
  • $9,510,132
  • $10,556,246


  1. What is the present value of a semi-annual ordinary annuity payment of $7,000

made for 12 years with a required annual return of 5%?

  • $65,145
  • $128,325
  • $125,195
  • $62,043


  1. You get a 25-year loan of $150,000 with a 8% annual interest rate. What are the

annual payments?

  • $14,052
  • $2,052
  • $13,965
  • $13,427


  1. Your grandmother is offered a series of $6,000 starting one year from today. The

Payments will be made at the end of each of the next 10 years. Similar risk investments are yielding 7%. What should she pay for the investment?

  • $60,000
  • $45,091
  • $42,141
  • $30,501


  1. Company XYZ purchased some machinery and gave a five-year note with a

Maturity value of $20,000. The discount rate is 8% annually and the interest is discounted monthly. How much did the company borrow?

  • $13,612
  • $13,424
  • $19,346
  • $12,000


  1. Your father loans you $12,000 to make it through your senior year. His

Repayment schedule requires payments of $1401.95 at the end of year the next 15 years. What interest rate is he charging you?

  • 0%
  • 5%
  • 0%
  • 5%


  1.  What is the future value of an annuity due if your required return is 10%, and

Payments are $1,000 for 10 years?

  • $15,937
  • $16,145
  • $17,531
  • $11,000


  1. You deposit $10,000 in a bank and plan to keep it there for five years. The bank

Pay 8% annual interest compounded continuously. Calculate the future value at the end of five years.

  • $14,693
  • $15,000
  • $14,918
  • $14,500


  1. Calculate the present value of $100,000 received in six months. Use an annual

discount rate of 10%. Do not adjust the discount rate to a semi-annual rate. Keep it annual and adjust to the appropriate value.

  • $95,346
  • $56,447
  • $90,909
  • $100,000
  1.  You get a twenty-year amortized loan of $100,000 with a 5% annual interest rate.

what are the annual payments?

  • $8,718
  • $37,689
  • $4,762
  • $8,024


  1.  What is the present value of $100,000 received in fifteen years with an annual

Discount rate of 5% discounted monthly?

  • $25,000
  • $48,102
  • $47,310
  • $207,893


  1.  A gallon of milk cost $3.59 today. How much will it cost you to buy a gallon of

milk for your grandchildren in 35 years if inflation averages 5% per year?

  • $3.77
  • $6.28
  • $12.34
  • $19.80


  1. You borrow $95,000 for 12 years at an annual rate of 12%. What are the monthly

Payments required to amortize this loan?

  • $1,248
  • $15,336
  • $11,400
  • $3,936


  1. As a gift from your parents, you just received $50,000 for your education for the

Next four years. You can earn an annual rate of 8% on your investments. How much can you withdraw each year (end of year) just using up the $50,000?

  • $12,000
  • $11,096
  • $11,750
  • $15,096


  1. You would like to retire on $1,000,000. You plan on a 7% annual investment rate

(3.5% semi-annually) and will put away $7,500twice a year at the end of each semi-annual period. How long before you can retire? Round to the nearest figure.

a.) 51years

b.) 25 years

c.) 35 years

d.) 66 years


  1. What is the present value of an annual annuity payment of $7,000 made for 12

Years with a required return of 5% with the first payment starting today?

  • $3,898
  • $65,145
  • $62,043
  • $11,200


  1. What a deal! Your new car only cost $28,300 after rebates and trade. If you

Finance it for 60 months at 6% annual interest, what will be you rmonthly payments?

  • $471.67
  • $544.40
  • $547.12
  • $1,751.08


Essay. Write your answer in the space provided or on a separate sheet of paper.


  1. Sum the present values of the following cashflows to be received at the end of

each of the next six years $1,500, $3,500, $$3,750, $4,250, $5,000 when the discount rate is 4%.


  1. How long it will take for $2,500 to become $8,865 if it is deposited and earns 5% per year compounded annually? (Calculate to the closet year.)


  1. Company XYZ purchased equipment and gave a three-year note with maturity value of $12,006. The annual discount rate for the note was 14% discounted semi-annually. Calculate how much they borrowed.


  1. Calculate the resent value of each of the alternatives below, if the discount rate is 12%.
  • $45,000 today in one lump sum.
  • $70,000 paid to you in seven equal payments of $10,000 at the end of each of the next seven years.
  • $80,000 paid in one lump sum 7 years from now.


  1. A bank agrees to give you a loan of $12,000,000 and you have t pay $1,309,908

Per year for 26 years. What is your rate of interest? What would the payments be if this were a monthly payment loan?


Homework Help-Math



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Assignment Help

Hello Doctor Mitch welcome back. Here is the first Week 1: Assignment 2-Outine Research for this class that I started in on Monday.  PLEASE be sure to read the INSTRUCTIONS very very very CAREFULLY. Be sure to check for spelling, grammar, punctuation, etc. Please use Peer-Reviews, Journals and Scholars. Abstract should be 150 words or more. Cover Page and References are Not included in total word count for the MGMT 603 Organization Development Week 1: Assignment 2- Research Outline. If you have any questions for me, please feel free to email me at any time. Thank you so much once again for your time and effort regarding these Assignments for the next 8 weeks in this course.  Please choose from one of the topics that are highlighted in red. Here are some names of Fortune 500 Companies that you can choose from as well if you like or you if you have any in mind that you would like to use yourself. I highlighted the top-five company’s in RED first:

  1. P. Morgan
  2. Exxon Mobil
  3. Wal-Mart
  4. Apple
  5. BP
  6. General Motors
  7. American Express
  8. Coldwell Bankers
  9. Capital One



Assignment 1: Week 2 – Research Outline

DUE: Friday Oct 8, 2016 BEFORE 11:55 PM CST

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Assignment Instructions:


Your final research paper will be based on a topic of your choice related to an aspect of organizational development examined in this course (see list provided). This assignment requires that you explore a key aspect of organizational development within a large business setting, and prepare a substantive outline detailing the program that you intend to design, develop, implement, and maintain for the benefit of the organization identified. For the purposes of this assignment, you must select a Fortune 1,000 company for this project. You may use the readings assigned in the class to supplement your research.

In order to complete this task, you will need to go into the library databases to find other articles.  Prepare an outline with bullet points of the topics, subtopics, theories and concepts that you plan to ultimately cover in your research paper.  A sample outline is provided in the Resources section. In addition, please refer to the reference below for more information on research paper outlines. This assignment is worth 10 percent of your grade.


Research Paper Topics:

  1. Organizational Development
  2. Organizational Culture
  3. Team development
  4. Diagnostic Models
  5. Learning Organizations
  6. Lewin’s Change Model
  7. Neuroscience in Leadership
  8. Organizational Change



Purdue Online Writing Lab (n.d.). Four main components for effective outlines. Retrieved from https://owl.english.purdue.edu/owl/resource/544/01/

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